Loan
Apply for MUDRA Business Loan in Tamil Nadu
The MUDRA (Micro Units Development and Refinance Agency) scheme offers collateral-free business loans to small entrepreneurs in three categories: Shishu (up to ₹50,000), Kishore (up to ₹5 Lakh), and Tarun (up to ₹10 Lakh).
₹10 Lakh
Up to
2–4 weeks
Processing Time
Free
Application Fee
All Tamil Nadu
Coverage
Eligibility Criteria
- ✓Non-farm small or micro enterprise
- ✓Business in manufacturing, trading, or services
- ✓Indian citizen above 18 years
- ✓No previous loan default with any bank
- ✓Valid business plan or existing operating business
Required Documents
- 1.Aadhaar Card
- 2.PAN Card
- 3.Bank Statements (last 6 months)
- 4.Business Address Proof
- 5.Passport Size Photo
- 6.Business Registration Documents (if applicable)
- 7.Quotation for Equipment (if applicable)
Key Facts
The MUDRA scheme offers collateral-free business loans in Tamil Nadu: ₹50K (Shishu), ₹5L (Kishore), or ₹10L (Tarun). No guarantor or collateral required. Open to any non-farm micro or small business. Apply free at fundEC.
Apply by District
MUDRA Business Loan — All Tamil Nadu Districts
Select your district to see local eligibility details and apply.
AriyalurApply →ChengalpattuApply →ChennaiApply →CoimbatoreApply →CuddaloreApply →DharmapuriApply →DindigulApply →ErodeApply →KallakurichiApply →KancheepuramApply →KanniyakumariApply →KarurApply →KrishnagiriApply →MaduraiApply →MayiladuthuraiApply →NagapattinamApply →NamakkalApply →NilgirisApply →PerambalurApply →PudukkottaiApply →RamanathapuramApply →RanipetApply →SalemApply →SivagangaApply →TenkasiApply →ThanjavurApply →TheniApply →ThoothukudiApply →TiruchirappalliApply →TirunelveliApply →TirupathurApply →TiruppurApply →TiruvallurApply →TiruvannamalaiApply →TiruvarurApply →VelloreApply →VillupuramApply →VirudhunagarApply →
Frequently Asked Questions
MUDRA Business Loan — Common Questions
What is the MUDRA loan scheme?
MUDRA (Micro Units Development and Refinance Agency) is a central government scheme offering collateral-free loans to small businesses in three tiers: Shishu (up to ₹50K for starting), Kishore (up to ₹5L for growing), and Tarun (up to ₹10L for expanding).
Is collateral required for MUDRA loans in Tamil Nadu?
No. MUDRA loans are completely collateral-free and guarantor-free. You do not need to pledge any asset or produce a guarantor.
What types of businesses are eligible for MUDRA loans?
Any non-farm micro or small enterprise — manufacturing, trading, or services — is eligible. This includes shops, street vendors, artisans, food stalls, and small manufacturers.
Which MUDRA category should I apply under?
Apply under Shishu for loans up to ₹50K (new businesses), Kishore for ₹50K–₹5L (growing businesses), and Tarun for ₹5L–₹10L (established businesses expanding operations).
How quickly are MUDRA loans processed?
MUDRA loan applications are typically processed in 2–4 weeks after complete document submission, making it one of the fastest government loan schemes.
Ready to Apply for MUDRA Business Loan?
Free application · No office visits · Admin-reviewed eligibility
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